FREQUENTLY ASKED QUESTIONS
Choosing a lawyer is an important decision, and it’s natural to have questions about the legal process, who we are, and what you can expect when working with our firm. Here, you will find answers to questions which are most commonly asked by our clients.
Please do not hesitate to contact us at any time. We would be pleased to meet with you at your convenience, and your initial consultation is without any charge or obligation.
What types of cases does Rodin Law Firm handle?
Rodin Law Firm is an award-winning litigation firm dedicated to helping individuals, families, and businesses navigate complex legal disputes. While personal injury litigation remains the foundation of our practice, we also represent clients in matters involving medical and dental negligence, disability insurance disputes, civil sexual assault claims, employment law issues, and other forms of complex civil litigation.
Many of the cases we handle involve significant financial, personal, or professional consequences for our clients. Whether the dispute arises from an injury, a workplace issue, an insurance denial, or another civil matter, our goal is to provide practical advice, strategic advocacy, and effective representation tailored to the unique circumstances of each case.
If you are unsure whether your situation falls within one of our practice areas, we encourage you to contact our office for a consultation free of cost or obligation. We would be pleased to discuss your circumstances and help determine whether we may be able to assist.
Do you represent clients throughout Alberta?
Yes. Although Rodin Law Firm is based in Calgary, we regularly represent clients throughout Alberta. Over the years, we have successfully acted for clients located across the province, in communities both large and small.
Many of the matters we handle involve clients, witnesses, healthcare providers, employers, and organizations located outside Alberta. Advances in technology, virtual meetings, and remote court processes allow us to provide effective representation wherever we can be of service, regardless of where our clients are located.
While the majority of our practice is focused in Alberta, for decades we have successfully represented clients in British Columbia and Saskatchewan as well. If you believe you may have a legal claim, we encourage you to contact our office regardless of where you are located. We would be pleased to discuss your circumstances and determine whether we may be able to assist.
How much does it cost to speak with a lawyer?
Nothing. All initial consultations are confidential, free of charge, and without obligation.
At Rodin Law Firm, we understand that contacting a lawyer can be as daunting as it is important. We believe everyone should have the opportunity to speak with an experienced lawyer and gain an understanding of their legal rights and the options which may be available to them, before making any commitments or incurring any cost.
During your initial consultation, we will take the time to understand your circumstances, answer your questions, and discuss the legal options that may be available to you. We will also explain any fee structures that may apply to your matter, and ensure that you have a clear understanding of the costs, risks, and potential next steps involved. Our goal is to provide the information you need to make an informed decision about how best to move forward.
How do I know if I have a legal claim?
In many cases, you won’t. Determining whether a potential claim exists often requires a careful review of the facts, applicable law, and available evidence. While some situations may clearly give rise to a claim, others can be far more nuanced and may require a detailed legal assessment before any conclusions can be reached.
If you believe you have been injured, treated unfairly, denied benefits, suffered a financial loss, or otherwise experienced circumstances that may have legal consequences, it is worthwhile to seek legal advice. An initial consultation can help identify potential legal issues, answer your questions, and provide guidance regarding the options that may be available to you.
You don’t need to know whether you have a claim before contacting us. Our job is helping you answer that question.
How do I get started?
Getting started is simple. Contact our office by telephone, email, or through the contact form on our website to arrange a confidential initial consultation.
During that consultation, we will take the time to understand your circumstances, answer your questions, and discuss any legal options that may be available to you. If we believe we can assist, we will explain the next steps involved and ensure that you have a clear understanding of the process moving forward.
All consultations are confidential, free of charge, and there is no obligation to proceed after our initial meeting. Our goal is to provide the information and guidance you need to make an informed decision about how best to address your situation. We look forward to being of service.
What types of injuries give rise to a personal injury claim?
In short, a personal injury claim may arise in any situation where you or a loved one has suffered injury as a result of the negligence of another person or organization. Common examples include injuries arising from motor vehicle collisions, recreational accidents, unsafe property conditions (slip and fall or trip and fall claims), and defective products. However, any situation in which you have suffered injury due to the negligence of another may give rise to a personal injury claim.
Whether a claim exists will depend on the specific facts and circumstances involved. Because each situation is unique, obtaining legal advice as early as possible is the best way to understand your rights and whether a claim may exist.
How long do I have to start a claim?
Is my claim a “minor injury”?
In Alberta, the Minor Injury Regulation applies to certain injuries suffered as the result of a motor vehicle collision. Under the MIR, if you are involved in a motor vehicle collision and sustain certain specified injuries (including whiplash associated disorders, sprains, and strains), and those injuries do not cause a “serious impairment”, you may be deemed to have suffered a “minor injury”. If you are determined to have suffered a “minor injury”, the MIR will limit the amount of compensation you can recover for your pain and suffering (also called general damages).
However, not every injury that begins as a sprain, strain or whiplash condition will be deemed a “minor injury”; the key consideration is whether those injuries have caused a “serious impairment” to your life. This determination is highly fact-specific and will consider factors such as the severity and duration of your symptoms, the impact of your injuries on your work life, home life, and recreational pursuits, and whether the injuries result in persistent chronic pain or other aggravating conditions.
Because the application of the Minor Injury Regulations is complex and nuanced, it is important to seek an initial legal consultation before settling your claim with the insurance company, even if they assure you that your injuries are “minor”. Our team has successfully resolved many cases where injuries were initially described as minor, but later were shown to be far more significant.
Do I have to accept the insurance company’s settlement offer?
No. Settlement offers should be carefully reviewed before they are accepted. Once a settlement is finalized, it is generally not possible to seek additional compensation later, even if your condition worsens. Before accepting any settlement offer, it is advisable to ensure that the nature and extent of your injuries are fully understood and that you have received appropriate legal advice.
What should I be doing to assist in the successful resolution of my claim?
- First, that you are giving yourself the best possible chance of a full and complete recovery.
- Second, that you are ensuring a clear, continuous, and chronological record of your injuries and progress towards recovery. These records will be extremely important during litigation, as they will paint a much clearer and more effective picture of your injuries and limitations that would exist otherwise.
- Finally, that you are taking reasonable steps to mitigate your losses. Mitigation is a key principle of personal injury claims, and requires injured persons to take reasonable steps to support their recovery. In some circumstances, a failure to follow appropriate treatment recommendations may affect the compensation ultimately available.
What medical conditions qualify for disability benefits?
What is the difference between “own occupation” and “any occupation” disability benefits?
Under most long-term disability policies, benefits will be payable to a claimant only when they are deemed to be “disabled” under the terms of the policy. The majority of long-term disability policies will contain two separate definitions of “disability”, commonly referred to as the “own occupation” and “any occupation” periods.
Typically, during an initial period not usually exceeding two years from the date of disability (though this period may be longer or, more commonly, shorter, depending on the specific terms of the individual policy), a claimant will be deemed disabled and therefore entitled to benefits if they are unable to perform the essential duties of their own occupation. This is referred to as the “own occupation” period.
However, after that initial period of time, most policies will transition to an “any occupation” definition of disability. At this point, a claimant will only be deemed disabled and therefore entitled to benefits if they are unable to perform the essential duties of “any occupation” for which they are reasonably suited by their education, training, and experience. This “any occupation” definition of disability is much wider, and makes it far more difficult for claimants to qualify for benefits.
For example, consider a construction worker who suffers a serious back injury. During the “own occupation” period, they may qualify for disability benefits because their injury prevents them from performing the physically demanding duties of their actual job, such as lifting, climbing, and operating equipment. However, once the policy transitions to the “any occupation” period, the insurer may terminate benefits on the basis that the claimant is capable of performing a less physically demanding job, such as a dispatcher, estimator, scheduler, or an administrative role. At that point, the question is no longer whether the person can perform their actual job, but whether they can perform “any” job for which they are reasonably suited by their education, training, or experience.
This transition from “own occupation” to “any occupation” is one of the most common points at which disability benefits are denied or terminated. Whether an individual continues to qualify for benefits will depend on the specific language of the policy, the nature of their medical condition, and the evidence available regarding their functional limitations and vocational abilities.
Can my benefits be terminated after they have already been approved?
Yes. The approval of a disability claim does not guarantee that benefits will continue indefinitely.
Most disability policies require claimants to periodically provide updated medical information, treatment records, and other evidence relating to their condition. The insurer will review this information and may conclude that the claimant no longer meets the policy’s definition of disability. Benefits may be terminated based on new medical information, changes in a claimant’s functional abilities, surveillance evidence, vocational assessments, or other information obtained during the insurer’s ongoing review of the claim.
However, the fact that benefits have been terminated does not necessarily mean that the decision is correct. Whether an insurer’s decision is justified will depend on the specific language of the policy, the available medical evidence, and the circumstances of the individual claim.
If your benefits have been terminated, it is important to seek legal advice promptly. Disability insurance policies often contain strict contractual limitation periods, and a delay in obtaining legal advice may affect your ability to challenge the insurer’s decision. An early review can help clarify your rights and ensure that important deadlines are not missed.
What should I do if my claim is denied or my benefits are terminated?
How long to I have to file a lawsuit after my claim has been denied or my benefits have been terminated?
The answer will depend on the specific circumstances of your claim and the language of your disability policy.
In Alberta, civil claims – including claims against your disability insurer – are generally subject to a two-year limitation period. However, many disability policies also contain contractual deadlines, notice requirements, appeal processes, or other provisions that may affect the steps that must be taken following a denial or termination of benefits.
Because of the various deadlines and procedural requirements inherent with disability insurance contacts, it is important to seek legal advice as soon as reasonably possible following a denial or termination of benefits. An early review can help identify important timelines, preserve your rights, and ensure that the appropriate steps are taken within the time permitted.
In certain cases, an insurer may invite a claimant to participate in an internal appeal process. While these appeals can be a means to resolving your dispute with the insurer, it is important to note that limitations and other deadlines may continue to run even while the appeal is underway. For this reason, it is important to seek legal advice as soon as is reasonably possible, so that you are fully aware of your rights and of the deadlines which you are facing.
Does Rodin Law Firm represent employees or employers in employment cases?
How much severance am I entitled to if I am dismissed without cause?
Can an employer terminate an employee without cause?
What is “constructive dismissal”?
Do employment contracts affect severance entitlements?
How do I know if what happened to me is medical negligence?
How long do I have to start a claim?
What is involved in a medical or dental negligence claim?
Will my case require expert evidence?
What can I expect from legal counsel during this process?
Ready To Get Started?
SPEAK WITH ONE OF OUR LAWYERS
We get it, legal matters can be complex, and you probably have questions. Getting the right answers starts with a conversation. Reach out to us, and a member of our team will get back to you within 48 hours. Whether you need guidance on a potential case or just want to understand your options, we’re here to help. Your next step starts with a simple call or message, we look forward to connecting with you.